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7702 insurance is a hybrid between life insurance and a retirement savings product. Like most life insurance products, it pays a set benefit when you die, but in this case also provides living benefits including Terminal Illness, Chronic Illness, Critical Illness and Critical Injury. Along the way, it also builds up cash value at a better accumulation rate than a typical annuity. The income from a 7702 policy is also income tax free, whereas annuity and pension income is taxable.
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DOCUMENTS: Retirement Comparison Report
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As the oldest and largest provider of Public-School Employee Benefit Plans in the State of California. TDS has been serving over 1,000,000 STRS, PERS and Union Members since 1978. TDS is regarded as one of the most reliable and successful plan administrators in the country. As a Plan Administrator for 403B and 457B programs we provide referrals to TDS Benefit Reps, which are independent insurance and financial professionals under Ca Insurance License 6005778. You may view a list of authorized TDS Benefit Reps here.